While I was
writing this article, I visited my Facebook account and to my surprise I saw
most of friends were online. As if on one hand, they were planning for 31st
Party and on the other hand eyeing our Prime Minister Shri Narendra Modi’s
Speech at 7.30 pm on 31st December, 2016. I heard some of them even
postponed their party plans, as nobody knows what new and shocking announcement
will come from our PMO (Prime Minister Office), so they decided to join the
party once this event is over.
Now we all
are aware about that most terrifying word for Indians is “Mitron” and people
are scared when our PM use this word, Isn’t it?
New Year
comes with more positivity, new plans, hopes and resolutions. We bury all bad
memories and look at this New Year as new opportunity.
Looking back
at the past 50 days, we do see that this unexpected move of Indian government
put all of us in difficult situation, where our patience, integrity, sincerity and
tolerance were checked. Yet we have successfully undergone this surgical
strike.
Let us look at some negative and positive impacts of “Demonetization” after 50 days in nutshell.Though the Doctor says treatment is not over.
Negative Impacts:-
NOTE BAN HITS LABOUR
INTENSIVE SECTORS
NEARLY 55 PEOPLE DIED AFTER
THIS ACTION
HARDSHIP FOR LOWER AND
MIDDLE CLASS WORKERS
CONTRACTION IN CONSUMPTION
LONG QUEUE AND WAITING
PERIOD FOR OWN MONEY
NON AVAILABILITY OF MONEY
Positive Impacts:-
TERROR FUNDING AFFECTED
CREATION OF BLACK MONEY
MINIMIZED TO A GREATER EXTENT
HAWALA TRANSACTIONS AFFECTED
INCREASE IN ONLINE
TRANSACTIONS
HOME LOAN INTEREST RATE CUT
MORE TAX COLLECTION
Well looking
at these impacts, it seems that demonetization was part of “Clean India Mission”, which
was launched 2 years ago on 2nd October, 2014.
Today, on 31st
December,2016 our PM MODI disclosed very much shocking fact and figure that
only 24 lakh citizens shows that they have more than 10 lakh income. This reflects how people
are manipulating laws to avoid taxes. He also praised bank and post office
employees for their work and also indicated that people responsible for
manipulation at bank branches will be caught.
On this occasion,
Prime Minister also announced some new schemes to ensure further relief for
common man.
Here are some of the important announcements:-
- Home loans for poor and middle class people upto ₹9 lakh will get 4 % exemption on interest and upto ₹12 lakh will get 3 % exemption
- 8% interest rate for senior citizens for fixed deposits above ₹7.5 lakhs
- Credit guarantee for Micro Small and Medium Enterprises (MSME) increased from ₹1 cr to ₹2 cr.
- ₹6000 aid for pregnant women
- Kisaan credit cards to be converted into RuPay cards.
- In 2017, if people living in villages want to make a new house or want to renovate their new homes, 3% interest to be waived off on loans upto 2 lakh rupees.
He also
mentioned naxalism; terrorism runs on the help of black money. Also urged banks
to take initiatives and launch schemes which will benefit poor and middle class
people of this country. He also mentioned honest people will get protection and
their difficulties will be minimized in coming time. Innocent people have been
suffering due to corrupt section of the society.
Our PM also
did not forget to mention that people have faced problems for the betterment of
country and society as a whole.
Lastly,
we
all expect a positive change in our country, which seems to have started
on a positive note this day. And this is only possible with this line “सबका
साथ , सबका
विकास”.
Let me also take this opportunity to wish you all a very HAPPY and
PROSPEROUS NEW YEAR. Welcome 2017!!!
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